fatcousin
// industry vertical

instant payments / RTP forensics

FedNow · RTP · SEPA Instant · same-day ACH · ISO 20022 pain/camt · fraud velocity correlation · CBDC pilot ledgers · PSD2 AISP consent · embedded finance sub-ledger reconciliation.

tools
12
priority
H
processing
local · in browser

start here · primary tools

ordered. work top-down. the first tool is the suggested entry point for this vertical.

  1. fednow payment message forensic analyzerdrop fednow iso20022 message export · parse instant credit + return reason codes · runs locally
  2. rtp real time payment trace forensic analyzerdrop rtp network trace export · parse end-to-end id + confirmation + reject · runs locally
  3. instant payment fraud velocity correlatordrop 2+ instant payment exports · correlate account + beneficiary velocity spikes · runs locally
  4. iso20022 pain001 payment initiation forensic analyzerdrop pain.001 xml/csv export · parse debtor/creditor + urgency + status · runs locally
  5. case report generatorfill in case number · examiner · dates · findings · drop evidence files for auto hash · generates structured forensic report PDF · runs locally

also useful · secondary tools

cross-cutting tools that surface depending on the specific investigation.

  1. sepa instant credit transfer forensic analyzerdrop sepa sct inst export · parse iban + purpose + timeout/reject timeline · runs locally
  2. ach same day entry forensic analyzerdrop nacha same-day ach file · parse sec code + iat + return windows · runs locally
  3. iso20022 camt053 statement forensic analyzerdrop camt.053 statement export · parse balance + entry + bank txn code mapping · runs locally
  4. open banking psd2 aisp consent log forensic analyzerdrop psd2 aisp consent audit export · parse scope + expiry + data pull timeline · runs locally
  5. embedded finance ledger reconciliation forensic analyzerdrop embedded finance sub-ledger export · parse merchant settlement + hold/release · runs locally
  6. cbdc digital currency transaction log forensic analyzerdrop cbdc pilot ledger export · parse wallet id + tier + offline token events · runs locally
  7. evidence manifest generatordrop evidence files · compute md5 sha1 sha256 · chain of custody manifest · case number · analyst · export pdf and csv · runs locally

want deeper instant pay coverage?

this vertical is intentionally sparse — deep-moat coverage grows over time. tracked in the forensics rollout.

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